{"id":10583,"date":"2026-01-13T10:28:28","date_gmt":"2026-01-13T09:28:28","guid":{"rendered":"https:\/\/complementa.ch\/?p=10583"},"modified":"2026-01-13T10:28:28","modified_gmt":"2026-01-13T09:28:28","slug":"high-interest-rates-employees-25","status":"publish","type":"post","link":"https:\/\/complementa.ch\/en\/high-interest-rates-employees-25\/","title":{"rendered":"High interest rates for employees in 2025"},"content":{"rendered":"

Pension funds have successfully concluded another challenging investment year. On average, pension funds recorded a return of 5.9% in 2025. This corresponds to investment returns of CHF 70 billion in the second pillar.<\/p>\n

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The situation regarding interest rates for employees is particularly positive: according to our projections*, employee assets earn an average interest rate of 4.3% for 2025. This is the highest rate for the last 25 years. Through interest, the insured benefit from returns on the capital markets, which in turn improves benefits and ultimately pensions.<\/p>\n

The positive results once again highlight the strengths of the funded pension scheme and the important role of capital markets.<\/p>\n

* The calculations are based on reports provided by approx. 60% of last year’s \u2018Risk Check-up\u2019 participants (Complementa Pension Fund Study 2025, covering 460 pension funds with assets totalling over CHF 940 billion).<\/p>\n","protected":false},"excerpt":{"rendered":"

Pension funds have successfully concluded another challenging investment year. On average, pension funds recorded a return of 5.9% in 2025. This corresponds to investment returns of CHF 70 billion in the second pillar. The situation regarding interest rates for employees→<\/a><\/p>\n","protected":false},"author":3,"featured_media":10576,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[3,21],"tags":[],"class_list":["post-10583","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latestnews","category-publications"],"acf":[],"_links":{"self":[{"href":"https:\/\/complementa.ch\/en\/wp-json\/wp\/v2\/posts\/10583","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/complementa.ch\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/complementa.ch\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/complementa.ch\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/complementa.ch\/en\/wp-json\/wp\/v2\/comments?post=10583"}],"version-history":[{"count":1,"href":"https:\/\/complementa.ch\/en\/wp-json\/wp\/v2\/posts\/10583\/revisions"}],"predecessor-version":[{"id":10584,"href":"https:\/\/complementa.ch\/en\/wp-json\/wp\/v2\/posts\/10583\/revisions\/10584"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/complementa.ch\/en\/wp-json\/wp\/v2\/media\/10576"}],"wp:attachment":[{"href":"https:\/\/complementa.ch\/en\/wp-json\/wp\/v2\/media?parent=10583"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/complementa.ch\/en\/wp-json\/wp\/v2\/categories?post=10583"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/complementa.ch\/en\/wp-json\/wp\/v2\/tags?post=10583"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}